Real Estate Loans

Finance at a place that feels like home.

We know how hard you’ve worked to achieve homeownership. That’s why we make sure that your investment works just as hard for you by offering real estate lending with real value. With a Fixed Rate Home Equity Loan, a Home Equity Line of Credit, or a Mobile Home Loan from OTIS, you can continue to build the life you want with our affordable rates, minimal fees, and flexible terms to fit your budget. And the best part? Enjoy friendly local service from local people – you’re always at home here.

Fixed Rate Home Equity Loans

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Home Equity Lines of Credit

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Mobile Home Loans

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How can OTIS work for you?

If you live, work, worship, or attend school in Franklin County, Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna, or Wayne, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.