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When you bank with OTIS, you can bank on OTIS.

Whether you’re opening your first account, getting married, or ready to retire, OTIS has the financial products and services that you need – and the competitive rates you’re looking for. Join OTIS FCU today and experience the OTIS Advantage!

Open a Free Checking Account
Apply for a Visa Credit Card
Bank from Anywhere
Find a Fee-Free ATM
Find a Shared Branch

Need a Credit Card?

We offer two Credit Card options at competitive rates and with NO annual fees, cash advance fees, or balance transfer fees!
Great Rate Visa Credit Card

Great Rate Visa

LOW rate of 9.9% APR!

Loyalty Rewards Visa

Earn points with every purchase!

Loyalty Rewards Visa Credit Card

Energy Loan Special: Only 5.00% APR* for All Borrowers!

Winter’s on the way – plan ahead and apply today! Whether you need to purchase fuel or a new furnace, pay it back in affordable monthly installments with an OTIS Energy Loan!

*Annual Percentage Rate. Promotional rate runs from October 21-November 29, 2024. Offer is subject to change without notice. Term may vary. Credit approval required. Member eligibility required. Federally Insured by NCUA. Equal Housing Lender.

We’re here for you – no appointment necessary.

In the neighborhood? Stop in to see us from 9 AM to 5 PM, Monday through Friday. We’re committed to service with a smile, on your schedule.

What our members are saying

How can OTIS work for you?

If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.