Fee Schedule
At OTIS, we want to keep as much of your hard-earned money in your pocket as possible. We strive to have fewer, less costly fees than other financial institutions, but there are certain services or situations which may nevertheless incur a cost. Please review the Fee Schedule below to learn more, and, as always, don’t hesitate to reach out with any questions – we’re here to help.
Service | Fee |
---|---|
Telephone Transfer | FREE |
Balance Inquiry | FREE |
ATM Surcharge | FREE |
Statement Copy | $1.00/page |
Interim History | $1.00/page |
Returned Mail | $2.00/item |
Account Inactivity (after 12 months/per month) | $2.00 |
Deposited Item Return | $10.00/item |
Stop Payment | $20.00/item |
Foreign Item Processing | $20.00/item |
Returned Item Fee (Unpaid - NSF) | $0.75/withdrawal |
Share Account Fees | |
Overdraft Transfer | FREE |
OTIS Overdraft Privilege (Paid) | $25.00/item |
Over-the-Counter Checks | $1.00/4 |
Check Copy | $2.00/item |
Check Printing | Prices vary by style |
Wire Fees | |
Wire Transfer (Incoming) | FREE |
Wire Transfer (Outgoing – US) | $15.00 |
Wire Transfer (Outgoing – Foreign) | $40.00 |
Wire Transfer (TriCorp FCU – Affiliated) | $5.00 |
Loan Fees | |
Loan Payoff Request | FREE |
Mortgage Payoff Request | FREE |
Loan Payment Reversals | $10.00 after 4 reversals in 1 year |
Skip-A-Payment | $25.00/eligible loan |
Online Payment from Other Institution | $5.00 |
ATM/Visa Debit Fees | |
Non-OTIS ATM Withdrawal | $0.75/withdrawal |
Instant Issue Replacement Card Fee | $10.00 |
Mail Replacement Card Fee | $10.00 |
Returned Item Fee (Unpaid – NSF) | $25.00/item if opted into Reg-E |
OTIS Overdraft Privilege (Paid) | $25.00/item if opted into Reg-E |
Replacement Card Rush Fee | $50.00/card only; $70.00/card + PIN |
Services | |
E-Statements | FREE |
Paper Statements | FREE |
Online Bill Payer | FREE |
OTIS Online & OTIS Mobile | FREE |
Notary (Members Only) | FREE |
Photocopy | $0.50/page |
Money Order | $1.00/money order |
Fax | $1.00/page |
In-House Bill Payer Check | $2.00/item |
Gift Cards | $2.50/card |
Corporate Checks | First 3 FREE; $1.00/item after 3 |
Corporate Check/Money Order Copy | $4.00/item |
Account Research/Reconciliation | $25.00/hour; 1 hour minimum |
Legal Process | $25.00/hour + Account Research hourly fee |
Safe Deposit Box Key Replacement | $25.00/key |
Safe Deposit Box Drilling | $350.00 |