Disclosures
OTIS Federal Credit Union has the follow disclosures that are available for you to read online, save, or print.
- Truth in Savings
- Privacy
- Fees
- Early Withdrawal Certificates
- OTIS Online & Mobile Banking Disclosure, Disclaimer, and Agreement
While these are the most common disclosures, others are available upon request. Call, stop by, or email us at info@otisfcu.coop .
These disclosure are subject to change without notice.
Fees
Effective Date February 1, 2016 | |
ACH Fees | |
Returned Item Fee (Unpaid) | $23.00 |
OTIS Overdraft Privilege (Paid) | $20.00 |
Stop Payment | $15.00 |
Share Fees | |
ATM Withdrawals at OTIS owned ATM’s | NO CHARGE |
ATM Withdrawals All Other ATM’s | $ .75 |
Share Draft Fees | |
OTIS Debit Card Replacement Card | $10.00 |
Counter Share Drafts 4 drafts per page | $1.00 |
Returned Item Fee (Unpaid) | $23.00 |
OTIS Overdraft Privilege (Paid) | $20.00 |
Share Draft Printing | Price varies on style |
Stop Payment | $15.00 |
Share Draft Clearing Inquires | $1.00 |
Share Draft Copies | $2.00 |
HSA Fees | |
These fees shall be deducted from other accounts in which the health savings account owner has an interest. | |
Counter Share Drafts 4 drafts per page | $1.00 |
HSA Debit Card Replacement Card | $10.00 |
Returned Item Fee (Unpaid) | $23.00 |
Share Draft Printing | Price varies on style |
Stop Payment | $15.00 |
Share Draft Clearing, ATM & POS Inquires | $1.00 |
Share Draft Copies | $2.00 |
In House Bill Payer Fees | |
Initial Set up | NO CHARGE |
Per Check Issued | $2.00 |
Overdrawn Fee (Unpaid) | $23.00 |
Modifications to Existing Bill payer | $5.00 |
Online Bill Payment | |
Unlimited Payments | NO CHARGE |
Returned Item Fee (Unpaid) | $23.00 |
OTIS Overdraft Privilege (Paid) | $20.00 |
Miscellaneous Fees | |
Account Research/Reconciliation (min. 1-HR) | $20.00 Per Hour |
C.U. Checks | 3 FREE per day $1.25 |
C.U. Check or Money Order Copies | $4.00 |
C.U. Money Order Stop Payment | $15.00 |
Faxes | |
Outgoing in U.S. First Page | $2.00 |
Incoming/Outgoing Additional Pages | $ .50 |
Foreign Check Collection | $20.00 |
Money Orders | $ .75 |
Photocopies | $ .25 |
Safe Deposit Box | $20.00 - $75.00 Per Year |
Statement or History Copies | $1.00 Per Page |
Western Union | |
United States | $26.00 |
International | $30.00 for $500. or less(plus 2% on amounts over $500.) |
Wires Incoming | NO CHARGE |
Wires Outgoing | |
United States | $9.00 |
International | $30.00 |
ME,NH,VT-CU’s | $4.00 |
Links
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