Member Services

Belonging to OTIS FCU gives you access to a large number of member benefits.

Joining OTIS comes with so many free and low-cost benefits! Whether you are looking to notarize documents, cash savings bonds, make after-hours deposits, or place a money order – our team is here to help, and has you covered. Read more about some of the services available to our members below.

Online Banking

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Financial Planning

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Safe Deposit Boxes

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Mobile App

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Bank By Phone

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Visa Gift Cards

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Shared Branching

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Additional Services

Coin Counter Machine

Don’t want to wrap your coins? No problem. We have a coin counting machine available in our lobby to both members and non-members, with an applicable service fee of 5% and 10%, respectively. If you prefer to wrap your coins, we accept them at all teller windows free of charge. Coin wrappers are also available free of charge to our members.

Money Orders

This alternative to check-writing for payment of funds is available to all of our members.

Night Deposit

OTIS members can make night deposits at any time, which are processed throughout the day during business hours. Night deposit is located in the first drive up lane next to the ATM, making it possible for our members to make payments and deposits whenever we are closed. Your payments and deposits are promptly processed the next business day.

Notary Services

We offer this free service to our members for verification of signatures on legal documents. No appointment is necessary.

Savings Bond Cashing

See any one of our tellers to cash your savings bond(s). If you wish to purchase a savings bond, you must now do so directly from the US government’s website.

Payroll Deductions and Direct Deposit

Save time by making convenient, automatic deposits from your paycheck directly to your credit union account(s). At your request, a specific amount can be deposited into your savings, checking, and/or loan on an ongoing basis. Transfers can be done weekly, bi-weekly or monthly.

Other Services

Other services and features available to our members include:

  • 4 Drive-Up Lanes
  • Drive-Up ATM
  • Check Cashing
  • Photocopies
  • Fax Services
  • Western Union

How can OTIS work for you?

If you live, work, worship, or attend school in Franklin County, Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna, or Wayne, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.