Life happens, and sometimes even the best-laid budgets need an unexpected boost. Free up some extra cash with our convenient Skip-A-Payment service, available year-round on select loans.
Applying is easy: Log into OTIS Online on your internet-enabled device (desktop, tablet, or mobile phone), and click “Overview or Transfer Screens” to see if a loan qualifies. Qualifying loans will appear; click the loan that you would like to skip a payment on, and follow the on-screen instructions.
You may also stop in and see one of our Loan Officers in person or speak to one over the phone. If you are applying for Skip-A-Payment in person or over the phone, a confirmation letter will be mailed to you upon approval.