When you bank with OTIS, you can bank on OTIS.
Whether you’re opening your first account, getting married, or ready to retire, OTIS has the financial products and services that you need – and the competitive rates you’re looking for. Join OTIS FCU today and experience the OTIS Advantage!
Need a Credit Card?
We offer two Credit Card options at competitive rates and with NO annual fees, cash advance fees, or balance transfer fees!
Great Rate Visa
LOW rate of 9.9% APR!
OTIS Rewards Visa
Earn points with every purchase!
What our members are saying
In these trying times their low credit card rates and bottom-line financing cost are unmatched in my opinion. Thank you, OTIS FCU and your entire team, for making sure our investments and savings are in great hands. I look forward to many more years working with you!
Linwood D.What do I love about OTIS? Everything! Their online banking, online loan applications, friendly and helpful staff, and the ability to keep them as our banking institution even though we live almost 100 miles away! We are members for LIFE!
Susan B.I have nothing but positive and great things to say about the service and staff that are there to help us at OTIS FCU. … Thank you, Kristy S., for your guidance and expertise help.
Elaine R.OTIS has always done well by me. When I had my heart surgery, they helped me catch up on my payments and worked with me. They are a really good financial institution to work with.
Calvin C.I have been with OTIS for about 20 years and have never had a bad experience. The OTIS team is fantastic and has always helped me efficiently and promptly. I have started my toddlers accounts with them because I know that OTIS is all about family.
Dylan S.The personal and friendly service is the best part about being a member of OTIS FCU. It's great to bank at a place where you know the people that work there and trust that they will help you in any way that they can. OTIS FCU is MY credit union.
Andrea R.As a soldier who has lived all around the world, I love being a member of OTIS FCU because they care and take care of me. It's truly like being a member of a banking family. OTIS FCU will continue to get my business no matter where I live.
Michael M.Latest news
2025 Annual Plant Sale for Ending Hunger to Be Held May 31
Don’t miss our Plant Sale for Ending Hunger, which will be held on Saturday, May 31 from 9 AM – Noon in our parking lot at 170 Main Street in Jay (rain or shine!).
We’re here for you – no appointment necessary.
In the neighborhood? Stop in to see us from 9 AM to 5 PM, Monday through Friday. We’re committed to service with a smile, on your schedule.
