From change to retirement, we are with you every step of the way.
Whether you’re opening your first account, getting married, or ready to retire, OTIS has the financial products and services that you need – and the competitive rates you’re looking for. Join OTIS FCU today and experience the OTIS Advantage!
Need a Credit Card?
We offer two Credit Card options at competitive rates and with NO annual fees, cash advance fees, or balance transfer fees!
Great Rate Visa
LOW rate of 9.9% APR!
Loyalty Rewards Visa
Earn points with every purchase!
Let us help you build your dreams.
Looking to renovate your home? Pursue higher education? With home values at an all-time high, build your dreams with a Fixed Rate Home Equity Loan or Home Equity Line of Credit!
Start your auto buying journey with us!
With our low rates and flexible terms on Auto Loans, you’ll have more for what matters most in your life. Whether you’re looking to buy or refinance, we make it hassle-free and budget-friendly.
We’re here for you – no appointment necessary.
In the neighborhood? Stop in to see us from 9 AM to 5 PM, Monday through Friday. We’re committed to service with a smile, on your schedule.
What our members are saying
What do I love about OTIS? Everything! Their online banking, online loan applications, friendly and helpful staff, and the ability to keep them as our banking institution even though we live almost 100 miles away! We are members for LIFE!
Susan B.I have nothing but positive and great things to say about the service and staff that are there to help us at OTIS FCU. … Thank you, Kristy S., for your guidance and expertise help.
Elaine R.OTIS has always done well by me. When I had my heart surgery, they helped me catch up on my payments and worked with me. They are a really good financial institution to work with.
Calvin C.I have been with OTIS for about 20 years and have never had a bad experience. The OTIS team is fantastic and has always helped me efficiently and promptly. I have started my toddlers accounts with them because I know that OTIS is all about family.
Dylan S.The personal and friendly service is the best part about being a member of OTIS FCU. It's great to bank at a place where you know the people that work there and trust that they will help you in any way that they can. OTIS FCU is MY credit union.
Andrea R.As a soldier who has lived all around the world, I love being a member of OTIS FCU because they care and take care of me. It's truly like being a member of a banking family. OTIS FCU will continue to get my business no matter where I live.
Michael M.Latest news
OTIS FCU Donates to Spruce Mountain Ski Area for Lodge Renovations
OTIS FCU has donated $10,000 toward Spruce Mountain Ski Area’s upcoming lodge renovations. Maine Cabin Masters will be completing this project.
How can OTIS work for you?
If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.