Fraud Resources

Senior Safety Tips

Use this information to help spot red flags of potential exploitation and fraud early on so that you can protect yourself.

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Fraud Tips/Reminders

  • If someone is claiming to be an authority figure and wants you to act fast to prevent something drastic from happening, it’s most likely a scam.
  • Your credit union will NEVER contact you by phone, email, or text message and ask you for your online banking information, Social Security number, mother’s maiden name, or other private information.
  • If a person contacts you demanding payment and claims to be from your credit union, utility company, or another business, always contact the published customer service number of the business to confirm the identity of the person.
  • To avoid becoming a victim, never pay anyone who contacts you and demands payment in the form of cryptocurrency, gift cards, or money transfer.
  • If you are asked to do something out of the ordinary and keep it a secret, it is worth confiding in someone you trust before you take any action.

Helpful Links

  • FTC Consumer Advice
    This is the Federal Trade Commission’s website with more information about scams and privacy, identity, and online security.

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How can OTIS work for you?

If you live, work, worship, or attend school in Franklin County, Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna, or Wayne, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.