New & Used Auto Loans

Get behind the wheel of the car or truck of your dreams with our low rates!

**LIMITED-TIME** AUTO LOAN SPECIAL! Through September 10th, 2021, finance a New or Used Auto, OR refinance your external Auto Loan with us, and receive 1% Cash Back!* Give us a call at (207) 897-0900 to get started, or conveniently apply online today!


*Cash back amount determined by loan amount. Cash back will be given at the time you sign for your Auto Loan with OTIS FCU. Example: $20,000 loan = $200 cash back. Loan rate is determined by your personal credit worthiness. Minimum loan amount is $5,000. This offer is subject to change without notice. Offer ends September 10, 2021. Existing OTIS FCU loans do not qualify for this offer. Member eligibility required.

Ready to apply? One of our Loan Officers will review your request and promptly contact you. You may also call one of our Loan Officers Monday through Friday at 897-0900 for more information.

 Kariss Loan Officer Extension 128
Lindsay  Loan Officer Extension 103
Caitlin  Loan Officer Extension 108
Jasmine  Loan Officer Extension 105
Jamie  Loan Manager Extension 124

Please note: If you apply during non-business hours, we will contact you the next business day.

Auto Loan Rates

Cars, Trucks & SUVs

Rates effective 9/25/2020

Loan Term Annual Percentage Rate Loan Calculator
 1 year as low as  1.90% APR  Calculate Your Payment
 2 years as low as  1.95% APR  Calculate Your Payment
3 years as low as 2.00% APR Calculate Your Payment
4 years as low as 2.40% APR Calculate Your Payment
5 years as low as 2.70% APR Calculate Your Payment
6 years as low as 3.00% APR Calculate Your Payment


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