New & Used Auto Loans

Get behind the wheel of the car or truck of your dreams with our low rates!

**SPECIAL OFFER!** For a limited time, our Auto Loan rates will be capped at just 5.90% APR. Even if you have less than perfect credit - we are here to help! We're so confident that we can BEAT or MATCH your interest rate that we'll give you a FREE OTIS YETI Rambler mug just for applying with us.
 
Don't wait: Call (207) 897-0900 for more information, or apply online today!

 
*APR = Annual Percentage Rate. Loan approval, rate, and term are determined by your personal credit-worthiness. This offer is subject to change without notice. Floor rate is 1.90% APR for a 1 year term. Maximum APR on approved Auto Loans during campaign period is 5.90%. Minimum refinance amount of $5,000. YETIs given while supplies last. Offer ends January 28, 2022. Existing OTIS FCU loans do not qualify for this offer. Member eligibility required.


Ready to apply? One of our Loan Officers will review your request and promptly contact you. You may also call one of our Loan Officers Monday through Friday at 897-0900 for more information.

 KarissLoan OfficerExtension 128
Lindsay Loan OfficerExtension 103
Jasmine Loan OfficerExtension 105
Jamie Loan ManagerExtension 124

Please note: If you apply during non-business hours, we will contact you the next business day.

Auto Loan Rates

Cars, Trucks & SUVs

Rates effective 9/25/2020

Loan TermAnnual Percentage RateLoan Calculator
 1 year as low as 1.90% APR Calculate Your Payment
 2 years as low as 1.95% APR Calculate Your Payment
3 years as low as2.00% APRCalculate Your Payment
4 years as low as2.40% APRCalculate Your Payment
5 years as low as2.70% APRCalculate Your Payment
6 years as low as3.00% APRCalculate Your Payment

 

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