Recreational Vehicle

We know how hard you work every day. You deserve to play hard, too. Our low loan rates and flexible terms to fit your budget make the Recreational Vehicle of your dreams affordable and attainable. Finance up to 100% of the purchase price or NADA retail value of a new or used recreational vehicle, such as a:

  • Motorboat/Boat
  • Motor Home
  • Truck Camper
  • Travel Trailer
  • Folding Camp Trailer
  • All-Terrain Vehicle (ATV)
  • Utility Terrain Vehicle (UTV)
  • Motorcycle
  • Snowmobile

Already have a Recreational Vehicle Loan? Refinancing loans from dealerships or other financial institutions is hassle-free and available at no extra cost at OTIS. See how much you could start saving today.

Recreational Vehicle Loan Rates

Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor Homes
Rates effective 1/22/2024
Loan TermAnnual Percentage RateLoan Calculator
3 years as low as5.30% APRCalculate Your Payment
4 years as low as5.70% APRCalculate Your Payment
5 years as low as6.00% APRCalculate Your Payment
6 years as low as6.35% APRCalculate Your Payment
7 years as low as6.90% APRCalculate Your Payment
8-10 years as low as8.20% APRCalculate Your Payment
11-15 years as low as8.75% APRCalculate Your Payment

How can OTIS work for you?

If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.