Our free, instantly-issued Visa Rewards Debit Cards are convenient, tech-friendly, and secure – and earn points with every purchase! As an added member benefit, our Visa Cards are serviced entirely at OTIS FCU. Access your money easily from anywhere with over 150 fee-free ATMs in the state of Maine, and at over 30,000 ATMs nationwide. Apply today, and experience how easy it is to streamline your financial life.

OTIS Visa Rewards Debit Card Features and Benefits

  • No monthly fee
  • No per-transaction fee
  • Contactless payments
  • Earn points with every purchase (1 point/$3 spent)
  • Overdraft Protection (opt-in required)
  • Compatible with Apple Pay, Samsung Pay, and Google Pay apps
  • Can be used anywhere that Visa Debit Card is accepted
  • Protected by state-of-the-art fraud detection software
  • Block at any time in the event of loss or theft by using our convenient OTIS Mobile app
  • Schedule travel to other states and/or countries via the OTIS Mobile app to prevent your card from being unnecessarily blocked by our fraud department
  • Quicker and easier than writing a check
  • Make fee-free ATM withdrawals via the CO-OP ATM Network at over 150 locations in the state of Maine and over 30,000 nationwide
  • Withdraw cash from either your checking or savings account at an ATM (fees at other financial institutions may apply)
  • Can be used to conduct free Shared Branch banking at 155 locations in Maine and at over 5,000 CU Service Center locations across the country

About Instant-Issue

We understand that your time is a priceless commodity. Sometimes, you just can’t afford to wait! With our instantly-issued Debit Cards, we’re here to make sure that you can spend your valuable time doing the things that you really care about.

Your new OTIS Debit Card will be activated and ready for you to use the moment you receive it, wherever Visa Debit Card is accepted.

Not able to come by? No problem. Your new card and PIN will be promptly mailed to you upon request. Whatever is most convenient for you – we have you covered!

Travel to Foreign Countries

Many foreign country transactions are blocked from using our Visa Debit and Credit Cards.

Please notify OTIS Federal Credit Union before traveling to foreign countries.

In some cases we may be able to unblock your card(s) to allow transactions outside the U.S.

Fee-Free ATMs in Maine

BankAddressCity / Town
NORSTATE FCU23 STATION STASHLAND
CENTRAL MAINE FCU836 CENTER STAUBURN
DIRIGO FCU20 WASHINGTON ST NAUBURN
FIVE COUNTY CU1250 TURNER STAUBURN
FIVE COUNTY CU100 MOUNT AUBURN RDAUBURN
MAINE FAMILY FCU831 MINOT AVEAUBURN
FIVE COUNTY CU201 CIVIC CENTER DRAUGUSTA
DOWN EAST CU23 THIRD AVEBAILEYVILLE
DOWN EAST CU24 SPRINGER DRBANGOR
CARDTRONICS624 WASHINGTON STBATH
FIVE COUNTY CU145 WATER STBATH
FIVE COUNTY CU700 WASHINGTON STBATH
FIVE COUNTY CU765 WASHINGTON STBATH
DOWN EAST CU92 LINCOLNVILLE AVEBELFAST
NORTHEAST CU380 PORTLAND STBERWICK
FCTI66 ALFRED STBIDDEFORD
NORTHEAST CU1 POOL STBIDDEFORD
PEOPLESCHOICE CU369 ELM STBIDDEFORD
TRUCHOICE FCU40 MAIN STBIDDEFORD
FIVE COUNTY CU9 MAIN STBOWDOINHAM
FCTI152 MAIN STBRUNSWICK
FIVE COUNTY CU171 BATH ROADBRUNSWICK
TRUCHOICE FCU779 NARRAGANSETT TRAILBUXTON
DOWN EAST CU295 NORTH STCALAIS
CARDTRONICS45 CHURCH STDEXTER
NORSTATE FCUROUTE 11EAGLE LAKE
NORSTATE FCU164 MARKET STREETFORT KENT
FCTI16 MAIN STGORHAM
OTIS FCU170 MAIN STJAY
OTIS FCU300 RILEY RDJAY
NORTHEAST CU45 PORTLAND RDKENNEBUNK
NORTHEAST CU40 DOCK SQUAREKENNEBUNKPORT
FCTI169 STATE ROADKITTERY
FCTI286 US-1KITTERY
NORTHEAST CUPORTSMOUTH NAVAL SHIPYARD BLDG 14KITTERY
NORTHEAST CU167 BEAUMONT STKITTERY
CENTRAL MAINE FCU1000 LISBON STLEWISTON
DIRIGO FCU381 MAIN STLEWISTON
FCTI345 MAIN STLEWISTON
FIVE COUNTY CU95 PARK STLEWISTON
MAINE FAMILY FCU555 SABATTUS STLEWISTON
FIVE COUNTY CU218 LISBON STLISBON
DOWN EAST CU211 MAIN STMACHIAS
NORSTATE FCU78 FOX STMADAWASKA
NORSTATE FCU292 MAIN STMADAWASKA
NORSTATE FCU60 BRIDGE STREETMADAWASKA
DIRIGO FCU1 LEWISTON STMECHANIC FALLS
OXFORD FCU225 RIVER RDMEXICO
CARDTRONICS639 ROOSEVELT TRAILNAPLES
CARDTRONICS19 OAK STOAKLAND
FCTI217 SACO AVEOLD ORCHARD BEACH
OXFORD FCU1591MAIN STOXFORD
FCTI704 CONGRESS STPORTLAND
FCTI1917 FOREST AVEPORTLAND
FCTI27 WASHINGTON AVEPORTLAND
FIVE COUNTY CU56 COMMERCIAL STPORTLAND
FIVE COUNTY CU19 COMMERCIAL STPORTLAND
FIVE COUNTY CU14 OCEAN GATEWAY PIERPORTLAND
TRUCHOICE FCU2211 CONGRESS STPORTLAND
TRUCHOICE FCU175 FORE RIVER PKWYPORTLAND
TRUCHOICE FCU144 STATE STPORTLAND
TRUCHOICE FCU272 PARK AVEPORTLAND
TRUCHOICE FCU50 COUNTY WAYPORTLAND
TRUCHOICE FCU109 MIDDLE STPORTLAND
TRUCHOICE FCU335 BRIGHTON AVEPORTLAND
TRUCHOICE FCU22 BRAMHALL STPORTLAND
DOWN EAST CU151 MAIN STRICHMOND
FIVE COUNTY CU517A MAIN STROCKLAND
FIVE COUNTY CU710 MAIN STROCKLAND
NORTHEAST CU1001PORTLAND RDSACO
PEOPLESCHOICE CU23 INDUSTRIAL PARK RDSACO
NORTHEAST CU48 ALFRED RDSANFORD
PEOPLESCHOICE CU39 COUNTRY CLUB RDSANFORD
FIVE COUNTY CU500 GALLERY BLVD.SCARBOROUGH
TRUCHOICE FCU100 US ROUTE 1SCARBOROUGH
TRUCHOICE FCU300 SOUTHBOROUGH DRSCARBOROUGH
CARDTRONICS386 MADISON AVESKOWHEGAN
CARDTRONICS260 WATER STSKOWHEGAN
FIVE COUNTY CU60 FAIRGROUNDS MARKET PLACESKOWHEGAN
DIRIGO FCU172 PINE STSOUTH PARIS
MAINE SOLUTIONS FCU82 RUNNING HILL RDSOUTH PORTLAND
MAINE SOLUTIONS FCU5 FODEN RDSOUTH PORTLAND
MAINE SOLUTIONS FCU209 WESTERN AVE UNIT 6SOUTH PORTLAND
MAINE SOLUTIONS FCU333 WESTERN AVE BLDG 7SOUTH PORTLAND
TRUCHOICE FCU443 WESTERN AVESOUTH PORTLAND
TRUCHOICE FCU2 GANNETT DRSOUTH PORTLAND
FCTI489 MAIN STSPRINGVALE
DOWN EAST CU94 MAIN STTOPSHAM
FIVE COUNTY CU3 HAMILTON COURT-LANE 2TOPSHAM
DOWN EAST CU58 SCHOOL STUNITY
NORSTATE FCU306 MAIN STVAN BUREN
CARDTRON ICS42 COLLEGE AVEWATERVILLE
FIVE COUNTY CU80 WATERVILLE COMMONS DRWATERVILLE
PEOPLESCHOICE CU774 POST RD ROUTE 1WELLS
TRUGROCERFEDERALCU205 SPENCER DRWELLS
NORTHEAST CU17 WESTBROOK COMMONWESTBROOK
FIVE COUNTY CU30 LANDING RDWINDHAM
FIVE COUNTY CU219 US RTYARMOUTH

Hannaford Supermarket Fee-Free ATMs in Maine

LocationAddressPhone Number
Auburn Hannaford95 Spring Street207-784-6497
Augusta Cony Hannaford118 Cony Street207-621-2570
Turnpike Mall Hannaford in Augusta29 Whitten Rd.207-622-3137
Airport Mall Hannaford in Bangor1133 Union St.207-942-0100
Broadway Hannaford in BangorBroadway Shopping Ct207-947-8338
Hogan Road Hannaford in BangorBangor Mall207-947-6735
Bar Harbor Hannaford86 Cottage St207-288-5680
Belfast Hannaford93 Lincolnville Ave207-338-5377
Bethel Foodliner ME71 Main Street207-824-2121
Biddeford Hannaford299 Elm Street207-284-8677
Boothbay Harbor HannafordRoute 27207-633-6465
Brewer Hannaford383 Wilson St207-989-2500
Bridgton Hannaford109 Portland Road207-647-2015
Brunswick Hannaford35 Elm St207-725-6683
Bucksport Hannaford370 Main Street207-469-3282
Buxton Hannaford24 Portland Rd207-929-3100
Camden Hannaford145 Elm Street207-236-8577
China Hannaford33 Hannaford Drive207-445-3385
Damariscotta HannafordDamariscotta Plaza207-563-8131
Waterboro Hannaford in East WaterboroHc 72 Box 2100207-247-8000
Ellsworth HannafordMaine Coast Mall207-667-5300
Falmouth Hannaford65 Gray Road207-878-0050
Farmington HannafordRr#4 Box 5027207-778-0434
Gardiner Hannaford40 Main Avenue207-582-3470
Gorham Hannaford99 Main St.207-839-6553
Gray Hannaford130 Shaker Road207-657-5800
Hampden Hannaford77 Western Ave207-862-5444
Jay Hannaford15 Jay Plaza Lane207-897-4376
Kennebunk Hannaford65 Portland Road207-985-9135
Lewiston Hannaford692 Sabattus St207-784-0721
Lincoln HannafordLincoln Plaza Route 2207-794-6122
Machias Hannaford149 Dublin Street207-255-3201
Madison Hannaford225 Upper Main St207-696-3949
Millinocket HannafordMagic City Shop Ctr207-723-8047
North Windham Hannaford797 Roosevelt Trail207-892-2532
Old Town Hannaford500 Stillwater Ave.207-827-2700
Oxford Hannaford1603 Main Street207-743-2522
Forest Ave. Hannaford in PortlandHannaford Plaza207-761-5965
Riverside Hannaford in Portland787 Riverside St.207-878-0191
Rockland Hannaford75 Maverick St207-594-2173
Rumford Hannaford520 Waldo Street207-364-3771
Saco Hannaford532 Main Street207-282-4152
Sanford Hannaford800 Main St.207-324-1554
Scarborough Hannaford31 Hannaford Dr.207-883-7670
Skowhegan Hannaford496 Madison Ave207-858-4800
Maine Mall Hannaford in South PortlandHannaford Plaza207-761-2729
South Portland Mill Creek Hannaford50 Cottage Road207-799-7359
Standish Hannaford71 Colonial Drive207-642-5533
Topsham Hannaford49 Topsham Fair Mall207-729-5124
Waldoboro HannafordRoutes 1 and 32207-832-4358
Waterville Elm Plaza Hannaford140 Elm Plaza207-877-0700
Waterville JFK Hannaford190 JFK Plaza207-873-0788
Wells HannafordRr 3 Box 422-2207-646-4111
Westbrook Hannaford7 Hannaford Drive207-854-4631
Winthrop Hannaford399 Main Street207-377-3150
Yarmouth HannafordShoppers Village207-846-5941
York Hannaford440 Route #1207-363-5357

Report a Lost or Stolen Card

Conveniently block your card anytime with the OTIS Mobile app:

Log in to OTIS Mobile on your smartphone and click on “Card Controls” from the drop-down menu. Simply turn the switch on next to the chosen card to temporarily freeze your Visa Debit and/or Credit Card in the event of loss or theft, preventing unauthorized use. This block can then be lifted by turning the switch to the off position. (Please Note: If you select the option “Mark as Lost without Reordering”, this will permanently stop your card.)

If your Visa Debit Card is lost or stolen, please call:

(207) 897-0900 or (800) 848-3688

For assistance with Debit Card fraud:

(207) 897-0900 or (800) 848-3688

If you have received a call from our Fraud Department, you call them back at (888) 241-2440.

During business hours:

Call us at (207) 897-0900 or (800) 848-3688

After hours:
  • Call us at (207) 897-0900 or (800) 848-3688
  • Press 2 for OTIS Talk
  • Press 5 for Card Management
  • Press 2 for Lost or Stolen Credit or Debit Card
  • Follow the appropriate prompts to permanently stop your card
Starting a dispute:

Do you have an unauthorized purchase on your card? Did you place an order and are still waiting to receive your merchandise? If you have a transaction that you would like to dispute, you can call OTIS Card Services during our regular business hours at (207) 897-0900 or (800) 848-3688 or Co-Op 24/7 at (888) 514-1454.

Are you having issues receiving fraud calls?

Please reach out to us and update your contact information, including your mobile and home phone numbers and email address.

How can OTIS work for you?

If you live, work, worship, or attend school in Franklin County, Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna, or Wayne, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.