https://staging-otis-fcu.pantheonsite.io/

OTIS Rewards Visa Credit Card

11.49% Annual Percentage Rate (APR) on Purchases, Cash Advances and Balance Transfers

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Serviced at OTIS FCU
  • Contactless payments
  • Free online access with OTIS Online
  • Compatible with Apple Pay, Samsung Pay, and Google Pay
  • Earn Loyalty Rewards points with every purchase*
  • OTIS Debt Protector available to you for a low monthly premium
  • Free access to Card Control and Scheduled Travel features via OTIS Mobile
  • Loyalty Rewards Points earned can be redeemed easily through OTIS Online, via the OTIS Mobile app, or over the phone at (855) 854-5493. Earn gift cards, travel, or even cash deposited to your OTIS Account!
otis federal credit union visa credit card

OTIS Great Rate Visa Credit Card

Low 9.9% Annual Percentage Rate (APR) on Purchases, Cash Advances and Balance Transfers

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Contactless payments
  • Compatible with Apple Pay, Samsung Pay, and Google Pay
  • OTIS Debt Protector available to you for a low monthly premium
  • Serviced at OTIS FCU
  • Free online access with OTIS Online
  • Free access to Card Control and Scheduled Travel features via OTIS Mobile

OTIS Share-Secured Visa Credit Cards

If you’re trying to overcome a less-than-perfect credit score or working to a build better credit history, we can help. Our Share Secured Visa Credit Cards give you the opportunity to establish good credit with the convenience and added benefits of an OTIS Great Rate or Rewards Visa Credit Card. They can be used anywhere that Visa credit cards are accepted.

A share-secured credit card is backed by a cash deposit equal to your available credit limit. When you use a share-secured credit card responsibly over time, you can successfully build or improve your credit enough to then qualify for an unsecured card or a loan. Ask a Loan Officer today for more details!

How can OTIS work for you?

If you live, work, worship, or attend school in Franklin County, Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna, or Wayne, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.