VISA ® Debit

OTIS VISA Debit Cards: Convenient, tech-friendly, and secure!

VISA ® Debit


Our VISA Debit Cards are not only convenient, tech-friendly, and secure...they are also serviced locally! What's not to love? Get yours today, and discover "the credit union difference" at OTIS!


Why Choose an OTIS VISA Debit Card?
  • No monthly fee
  • No per transaction fee
  • Overdraft protection (opt-in required)
  • Can be used anywhere that VISA debit card is accepted
  • More convenient and more expedient than writing a check
  • Protected by fraud detection software programs
  • Can be blocked by you at any time in the event of loss or theft by using our convenient OTIS Mobile app
  • Compatible with Apple Pay, Samsung Pay, and Android Pay apps
  • Our scheduled travel feature available on the OTIS Mobile app allows you to notify us about upcoming card usage in other states or countries, which prevents your card from being unnecessarily blocked
  • Cash withdrawals at an ATM can be from either savings or checking accounts
  • Free shared branch banking at 155 locations in Maine and over 5,000 CU Service Center locations across the country (and even some overseas!)
  • Free withdrawals at over 200 ATMs throughout Maine---find one near you

Our Debit Cards are Instant-Issue!

We all know how life’s little mishaps can slow us down, but losing your debit card doesn’t have to be one of them. Here at OTIS, we understand that your time is a priceless commodity.  Sometimes, you just can’t afford to wait. With our instantly issued debit cards, we’re here to make sure that you can spend your valuable time doing the things that you really care about, when you want to do them.

Require a replacement card right away? You’ve got it. No tedious delay necessary--simply visit our office at your convenience on any weekday before 4:30 PM, and walk out minutes later as good as new. Your replacement card will be activated and ready for you to use that day wherever VISA debit card is accepted. Just like that.

Not able to come by? No problem. Your new card and PIN will be promptly mailed to you upon request. Whatever is most convenient for you--we have you covered.


Travel To Foreign Countries

Many foreign country transactions are blocked from using our VISA debit and credit cards.

Before you travel, please notify OTIS Federal Credit Union if traveling to foreign countries.

In some cases we may be able to unblock your card(s) to allow transactions outside the U.S.


Apply Today

Download our PDF application and return it today!