Student Loans
Whether you are graduating high school or pursuing an advanced degree, discover personalized financing options through OTIS FCU’s student loan marketplace.

Your education, your terms.
OTIS Federal Credit Union empowers students to achieve their educational goals. Find the best student loan for you in a matter of minutes with our convenient student loan marketplace.
Why Borrow Through OTIS FCU’s Student Loan Marketplace?
- Secure & Streamlined Experience: Search and compare student loan offerings from multiple lenders with just a few clicks!
- Market Leading Rates & Flexible Terms: Choose a personalized repayment plan that fits your budget.
- No Hidden Fees: Explore our marketplace for FREE. Student loan options have ZERO origination fees and NO pre-payment penalties.
Who Can Borrow?
- Parents
- Undergraduate students
- Graduate and professional students (e.g., MBA, Law, MD, JD)
- Borrowers looking to refinance their existing student loans
What Can You Use OTIS FCU’s Student Loans For?
Our student loans help cover all types of education-related expenses:
- Tuition fees
- Room and board
- Textbooks and supplies
- Transportation
- And more!
Discover Your Personalized Rates Today!
Wondering what rate you pre-qualify for? Simply click the button below to get started!
Disclosures
Borrow responsibly. We encourage students and families to start with savings, grants,
scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future,
before considering a private student loan.
This student loan marketplace is powered by Sparrow. These loans are made by Sparrow’s
lending partners. OTIS Federal Credit Union is not the creditor for these loans and is
compensated by Sparrow for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
SPARROW RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND
BENEFITS AT ANY TIME WITHOUT NOTICE. © 2023 Sparrow Labs Inc. All rights reserved.
Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered
service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service
marks of their respective owners. Sparrow is not sponsored by or an agency of the United States
of America.