Free Checking Accounts

OTIS Checking Accounts come with built-in features designed to simplify your financial life. And the best part? They’re free! Our Checking Accounts have no minimum balance requirements and no monthly service charges, and offer a number of other convenient benefits.
When you open an OTIS Checking Account, you’ll enjoy:
- FREE, CONTACTLESS INSTANT ISSUE mobile-wallet compatible OTIS Rewards Visa Debit Cards with unlimited fee-free access to OTIS ATMs and CO-OP Network ATMs state- and nation-wide
- FREE Shared Branch banking at 155 locations in Maine and over 5,000 CU Service Center locations across the country
- Overdraft protection from your Savings Account
- FREE Bill Pay
- FREE Personalized Checks
- Members under age 60: One box of 120 or 90* checks (with duplicates) every 12 months from the date of your order.
- Members age 60+: One box of 120 or 90* checks (with duplicates), with no waiting period between orders.
* Additional checks are available for purchase; pricing varies by style.

