Make FREE withdrawals at over 250 ATMs throughout Maine with the SURF (Surcharge-Free) Network! It’s the largest surcharge-free ATM network in Maine.
OTIS Checking Accounts come with built-in features designed to simplify your financial life. And the best part? They're FREE. Our Checking Accounts come with:
- NO monthly service charges
- NO minimum balance
- Compatibility with Apple Pay, Google Pay, and Samsung Pay
- FREE OTIS Visa Debit Cards
- FREE 24-Hour access to your account via OTIS Talk, OTIS Online and Mobile Banking
- FREE unlimited access to OTIS ATMs
- FREE withdrawals at over 200 ATMs throughout Maine via the SURF Network
- FREE Shared Branch banking at 155 locations in Maine and over 5,000 CU Service Center locations across the country (and even some overseas!)
- Overdraft protection from your Savings (Share) Account
- Overdraft protection from Draft-a-Matic loan (subject to credit approval)
- FREE personalized checks (to reorder checks, stop by OTIS FCU or call 897-0900)
- No per item fee for drafts written
Open your Free Checking Account at OTIS today!
Find a Fee-Free ATM
Consider a line of credit on your Share Draft (checking) account with our overdraft protection program. Interest rates are variable.
Visa® Debit Cards
Our convenient, tech-friendly, and secure Visa Debit Cards can be used to withdraw from your Share Draft account wherever Visa Debit Cards are accepted.