The ultimate checking account for the under-25 crowd.

Free4ME Checking

We know that the needs of our younger members may differ from the needs of our more established account holders. Our Free4ME Account is a specialty checking account geared to our members that are between the ages of 18 and 25 years old.

Free4ME Checking Benefits:
  • Oops! Refunds – Two service fee refunds per year
  • NO monthly fee
  • NO per-check fee
  • NO minimum balance
  • NO monthly fee
  • FREE Visa debit card that is compatible with Apple, Samsung, and Android Pays
  • FREE online banking via OTIS Online
  • FREE mobile banking via OTIS Mobile
  • FREE e-Statements
  • FREE e-Alerts
  • FREE SURF ATM network use
  • FREE Bill Payer
  • FREE checks (to reorder checks, stop by OTIS FCU or call (207) 897-0900)