Coindexter Youth Savings

A specialty savings account for our members 12 years of age and under

Coindexter Youth Savings

Considered by many to be the best youth savings program in America, the Coindexter Club combines the latest technology with characters that teach the importance of financial management and accountability.

The Coindexter Club introduces children to the interactive,educational, and exciting virtual world of Econopolis, where they can learn the basics about money: how to earn it, how to save it, how to spend it, how to invest it, and how to manage it. As an added bonus, kids will also learn about math, history, science, and more along the way!

How It Works:

Kids get to create their own unique avatar through which to experience Econopolis, and are free to learn financial lessons at their own pace.

In Econopolis, players earn money by completing a variety of chores and jobs that are applicable to real life, like doing the dishes, taking out the trash, and sorting recycling. Players can then deposit the money they earn in the financial institution located in downtown Econopolis, or can use a variety of ATMs throughout the city. Money saved in the game earns interest, which kids can track over time, watching their account balances grow. Each player's status as a Coindexter Club member is based on the strength of his or her virtual savings account. The more you save, the more levels you can unlock, each containing novel games, activities, areas, and items.

Players can also choose to spend the money that they earn on new goods, services, or stocks. Kids who buy stocks within the game can visit a virtual stock exchange to analyze their stocks' performances, to purchase shares, and to manage their portfolios. Kids even learn the ins-and-outs of insurance in Econopolis, where they can buy coverage to protect their equipment within the game!

For added fun, every time your child makes a deposit into their Coindexter account at OTIS, they can select a prize from our treasure chest to encourage good savings habits. 

Sign Up

Or bring your little ones by the Credit Union today to join the Club!

OTIS Coindexter Youth Policy


The virtual world of immerses your child in a safe and friendly environment that strictly conforms to the Children's Online Privacy and Protection Act.