Club Accounts

Our Club accounts earn dividends! Save now and have money for that special occasion in the future.

Savings Rates

Account Type Dividend Rate Annual Percentage Yield Minimum Opening/Required Balance
Membership Share (Savings) 0.05% 0.05% $25.00
Coindexter Club (Youth Savings - Under 13 years of age) 0.05% 0.05% $5.00
Share Draft (Checking) 0.00% 0.00% $0.00
Clubs 0.05% 0.05% $0.00
Holiday Club* 0.05% 0.05% $0.00
*Withdrawals made more than 7 days after the account is opened and before the maturity date of October 18, 2021 are subject to a $5.00 penalty. Rates effective 4/1/2021.

Savings Rates effective 11/1/2020.

Money Management**

Rates Effective 11/1/2020

$2,000.00
Tier 1 0.03% 0.03% $0.00 to $1,999.99
Tier 2 0.15% 0.15% $2,000.00 to $20,000.00
Tier 3 0.20% 0.20% $20,000.01 plus
**Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge.
Excess withdrawal will be charged a $1.00 thereafter. Rates effective 4/1/2021.
IRA Share 0.05% 0.05% $25.00
Roth IRA Share 0.05% 0.05% $25.00
Coverdell Educational IRA Share 0.05% 0.05% $25.00
Health Savings*** $0.00
Tier 1 0.03% 0.03% $0.00 to $1,999.99
Tier 2 0.15% 0.15% $2,000.00 to $20,000.00
Tier 3 0.20% 0.20% $20,000.01 plus

*** Fees for stop payment, overdrawn/NSF share drafts, fee based ATM withdrawals, replacement cards and the like, may not be deducted or withdrawn from health savings accounts.  These fees shall be deducted from other accounts in which the health savings account owner has an interest.Minimum balance required to obtain the Annual Percentage Yield for the dividend period. All Rates are subject to change without notice. Truth in Savings Disclosure