Our Club accounts earn dividends! Save now and have money for that special occasion in the future.


All Purpose Club

Invest today in a dividend-paying All Purpose Club and save for a rainy day, that special vacation, home improvements, or college expenses for the kids.

Bill Payer Club

Do you find it challenging to stick to a budget? Open a Bill Payer Club today and see how easy it is to have money set aside every week to pay your monthly, quarterly, and annual bills.

Holiday Club

For extra cash (and less stress!) around the holidays, start a Holiday Club now! Deposits can be made throughout the year via payroll deductions, direct deposit, cash, or check.
Please note: Withdrawals made from Holiday Club accounts more than seven (7) days after the account is opened and before the maturity date of 10/18/2018 are subject to a $5.00 penalty.

For added convenience, you may set up automatic transfers or automatic payroll deductions to be deposited into your Club Account. 

Savings Rates

Account TypeDividend RateAnnual Percentage YieldMinimum Opening/Required Balance
Membership Share (Savings)0.10%0.10%$25.00
Coindexter Club (Youth Savings - Under 13 years of age)0.10%0.10%$5.00
Share Draft (Checking)0.00%0.00%$0.00
Holiday Club*0.10%0.10%$0.00
*Withdrawals made more than 7 days after the account is opened and before the maturity date of October 18, 2021 are subject to a $5.00 penalty. Rates effective 11/2/2020.

Savings Rates effective 11/2/2020.

Money Management**

Rates Effective 5/1/2020

Tier 10.05%0.05%$0.00 to $1,999.99
Tier 20.15%0.15%$2,000.00 to $20,000.00
Tier 30.30%0.30%$20,000.01 plus
**Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge.
Excess withdrawal will be charged a $1.00 thereafter. Rates effective 10/1/2019.
IRA Share0.30%0.30%$25.00
Roth IRA Share0.30%0.30%$25.00
Coverdell Educational IRA Share0.30%0.30%$25.00
Health Savings***$0.00
Tier 10.20%0.20%$0.00 to $1,999.99
Tier 20.45%0.45%$2,000.00 to $20,000.00
Tier 30.50%0.50%$20,000.01 plus

*** Fees for stop payment, overdrawn/NSF share drafts, fee based ATM withdrawals, replacement cards and the like, may not be deducted or withdrawn from health savings accounts.  These fees shall be deducted from other accounts in which the health savings account owner has an interest.Minimum balance required to obtain the Annual Percentage Yield for the dividend period. All Rates are subject to change without notice. Truth in Savings Disclosure