Auto Loan Rates

Cars, Trucks & SUVs

Rates effective 8/1/2018

Loan Term Annual Percentage Rate Loan Calculator
 1 year as low as  2.25% APR  Calculate Your Payment
 2 years as low as  2.30% APR  Calculate Your Payment
3 years as low as 2.35% APR Calculate Your Payment
4 years as low as 2.75% APR Calculate Your Payment
5 years as low as 3.05% APR Calculate Your Payment
6 years as low as 3.35% APR Calculate Your Payment

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Recreation Vehicle Loan Rates

Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor Homes

Rates effective 8/1/2018

Loan Term Annual Percentage Rate Loan Calculator
3 years as low as 3.35% APR Calculate Your Payment
4 years as low as 3.75% APR Calculate Your Payment
5 years as low as 4.05% APR Calculate Your Payment
6 years as low as 4.35% APR Calculate Your Payment
7-10 years as low as 5.50% APR Calculate Your Payment
11-15 years as low as 6.05% APR Calculate Your Payment

Personal Loan

1-5 years as low as 7.75% APR

Effective 8/1/2018

Single Payment Loan

up to 1 year as low as 15.95% APR

Effective 8/1/2018

Shared Secured Loan

1-6 years as low as 3.25% APR

Effective 8/1/2018

Draft-a-matic Loan

Variable Rate 9.75% APR

Effective 5/1/2018

(APR) Annual Percentage Rate
** The annual percentage rate (APR) is based on the Wall Street Journal Prime Rate plus 5%. The APR will change semi annually on the 1st day of May and November.

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Apply 24 /7, 365 days a year!

Home Equity Rates

Real Estate Loan Rates

Secured by Real Estate

Rates effective 8/1/2018

Loan Term Annual Percentage Rate Sample Payments per $10,000 borrowed
1-5 years as low as 3.00% APR* $179.00 for 60 months
5-10 years as low as 3.90% APR* $100.00 for 120 months
11-15 years as low as 4.85% APR* $78.00 for 180 months
16-20 years as low as 5.25% APR* $67.00 for 240 months

Home Equity Line of Credit

Rates effective 7/1/2018

Variable Rate as low as 5.00% APR** Minimum payment: $100 or 1.50% of
Balance after latest
Advance whichever is greater

*(APR) Annual Percentage Rate. Above Real Estate Rates are subject to change without notice. No finance charge fees apply.
** Annual Percentage Rate of Home Equity may vary monthly. The rate is the Wall Street Journal Prime Rate as published on the last business day of the month. The maximum annual percentage rate that may be imposed on a Home Equity Loan is 18.00% APR. No finance charge fees apply, membership eligibility required, and property insurance required. Minimum advance of $500.

Savings Rates

Account Type Dividend Rate Annual Percentage Yield Minimum Opening/Required Balance
Membership Share 0.20% 0.20% $25.00
Coindexter Club(under 13) 0.20% 0.20% $5.00
Share Draft (checking) 0.00% 0.00% $0.00
Clubs 0.20% 0.20% $0.00
Holiday Club* 0.20% 0.20% $0.00
*Withdrawals made more than 7 days after the account is opened and before the maturity date of October 18, 2018 are subject to a $5.00 penalty.
Money Management** $2,000.00
Tier 1 0.05% 0.05% $0.00 to $1,999.99
Tier 2 0.80% 0.81% $2,000.00 to $20,000.00
Tier 3 1.00% 1.00% $20,000.01 plus
**Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge.
Excess withdrawal will be charged a $1.00 thereafter.
IRA Share 0.30% 0.30% $25.00
Roth IRA Share 0.30% 0.30% $25.00
Coverdell Educational IRA Share 0.30% 0.30% $25.00
HEALTH SAVINGS*** $0.00
Tier 1 0.20% 0.20% $0.00 to $1,999.99
Tier 2 0.45% 0.45% $2,000.00 to $20,000.00
Tier 3 0.50% 0.50% $20,000.01 plus

*** Fees for stop payment, overdrawn/NSF share drafts, fee based ATM withdrawals, replacement cards and the like, may not be deducted or withdrawn from health savings accounts.  These fees shall be deducted from other accounts in which the health savings account owner has an interest.Minimum balance required to obtain the Annual Percentage Yield for the dividend period. All Rates are subject to change without notice. Truth in Savings Disclosure

Share & IRA Fixed Rate Certificates

Available Terms Dividend Rate Annual Percentage Yield Minimum Required Balance
6 to 11 Months 1.40% 1.41% $500.00
12 to 23 Months 1.70% 1.71% $500.00
24 to 35 Months 2.10% 2.12% $500.00
36 to 47 Months 2.30% 2.32% $500.00
48 to 59 Months 2.50% 2.53% $500.00
60 Months 2.75% 2.79% $500.00
Rates effective 7/3/18. All Certificate renewals are automatic. Withdrawals of dividends are allowed. Additional deposits are not allowed. Your certificate account will mature within the term set forth at the left or the maturity date set forth on your Certificate or maturity notice. The credit union will give the owner(s) at least 10 days notice prior to maturity.
Truth in Savings Disclosure
Early Withdrawal Penalties Certificates