Auto Loan Rates

Cars, Trucks & SUVs

Rates effective 11/9/2018

Loan TermAnnual Percentage RateLoan Calculator
 1 year as low as 2.50% APR Calculate Your Payment
 2 years as low as 2.55% APR Calculate Your Payment
3 years as low as2.60% APRCalculate Your Payment
4 years as low as3.00% APRCalculate Your Payment
5 years as low as3.30% APRCalculate Your Payment
6 years as low as3.60% APRCalculate Your Payment

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Recreation Vehicle Loan Rates

Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor Homes

Rates effective 11/9/2018

Loan TermAnnual Percentage RateLoan Calculator
3 years as low as3.60% APRCalculate Your Payment
4 years as low as4.00% APRCalculate Your Payment
5 years as low as4.30% APRCalculate Your Payment
6 years as low as4.60% APRCalculate Your Payment
7-10 years as low as5.75% APRCalculate Your Payment
11-15 years as low as6.30% APRCalculate Your Payment

Personal Loan

1-5 years as low as 8.00% APR

Effective 11/9/2018

Single Payment Loan

up to 1 year as low as 16.20% APR

Effective 11/9/2018

Shared Secured Loan

1-6 years as low as 3.50% APR

Effective 11/9/2018

Draft-a-matic Loan

Variable Rate 10.25% APR

Effective 11/1/2018

(APR) Annual Percentage Rate
** The annual percentage rate (APR) is based on the Wall Street Journal Prime Rate plus 5%. The APR will change semi annually on the 1st day of May and November.

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Apply 24 /7, 365 days a year!

Home Equity Rates

Real Estate Loan Rates

Secured by Real Estate

Rates effective 11/9/2018

Loan TermAnnual Percentage RateSample Payments per $10,000 borrowed
1-5 years as low as3.25% APR*$179.00 for 60 months
5-10 years as low as4.15% APR*$100.00 for 120 months
11-15 years as low as5.10% APR*$78.00 for 180 months
16-20 years as low as5.50% APR*$67.00 for 240 months

Home Equity Line of Credit

Rates effective 10/1/2018

Variable Rate as low as5.25% APR**Minimum payment: $100 or 1.50% of
Balance after latest
Advance whichever is greater

*(APR) Annual Percentage Rate. Above Real Estate Rates are subject to change without notice. No finance charge fees apply.
** Annual Percentage Rate of Home Equity may vary monthly. The rate is the Wall Street Journal Prime Rate as published on the last business day of the month. The maximum annual percentage rate that may be imposed on a Home Equity Loan is 18.00% APR. No finance charge fees apply, membership eligibility required, and property insurance required. Minimum advance of $500.

Savings Rates

Account TypeDividend RateAnnual Percentage YieldMinimum Opening/Required Balance
Membership Share0.20%0.20%$25.00
Coindexter Club(under 13)0.20%0.20%$5.00
Share Draft (checking)0.00%0.00%$0.00
Clubs0.20%0.20%$0.00
Holiday Club*0.20%0.20%$0.00
*Withdrawals made more than 7 days after the account is opened and before the maturity date of October 18, 2019 are subject to a $5.00 penalty.
Money Management**$2,000.00
Tier 10.05%0.05%$0.00 to $1,999.99
Tier 21.00%1.01%$2,000.00 to $20,000.00
Tier 31.20%1.21%$20,000.01 plus
**Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge.
Excess withdrawal will be charged a $1.00 thereafter. Rates effective 11/2/2018.
IRA Share0.30%0.30%$25.00
Roth IRA Share0.30%0.30%$25.00
Coverdell Educational IRA Share0.30%0.30%$25.00
HEALTH SAVINGS***$0.00
Tier 10.20%0.20%$0.00 to $1,999.99
Tier 20.45%0.45%$2,000.00 to $20,000.00
Tier 30.50%0.50%$20,000.01 plus

*** Fees for stop payment, overdrawn/NSF share drafts, fee based ATM withdrawals, replacement cards and the like, may not be deducted or withdrawn from health savings accounts.  These fees shall be deducted from other accounts in which the health savings account owner has an interest.Minimum balance required to obtain the Annual Percentage Yield for the dividend period. All Rates are subject to change without notice. Truth in Savings Disclosure

Share & IRA Fixed Rate Certificates

Available TermsDividend RateAnnual Percentage YieldMinimum Required Balance
6 to 11 Months1.60%1.61%$500.00
12 to 23 Months1.90%1.91%$500.00
24 to 35 Months2.40%2.43%$500.00
36 to 47 Months2.60%2.63%$500.00
48 to 59 Months2.80%2.84%$500.00
60 Months3.10%3.14%$500.00
Rates effective 11/2/2018. All Certificate renewals are automatic. Withdrawals of dividends are allowed. Additional deposits are not allowed. Your certificate account will mature within the term set forth at the left or the maturity date set forth on your Certificate or maturity notice. The credit union will give the owner(s) at least 10 days notice prior to maturity.
Truth in Savings Disclosure
Early Withdrawal Penalties Certificates