First-Time Auto Buyer Program
To meet the needs of our younger members just beginning to establish credit, OTIS has structured and made available an auto loan program that introduces and educates first-time auto borrowers on the nuances and responsibilities of financing a first vehicle.
First-Time Auto Buyers Can …
- Borrow up to $7,500
- Borrow for up to a term of up to 48 months
- Borrow up to 100% retail value (including tax, title, and doc fees)
Three months of consistent employment required. Loan amounts above $7,500 require a co-signer, who may be removed after twelve months of consecutive payments on the loan.
Give us a call at (207) 897-0900 to get started, or conveniently apply online today!
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Please note: If you apply during non-business hours, we will contact you the next business day.