Energy Loans

Energy costs weighing you down? We can help!

Energy Loans

Want to lock in a great rate by pre-purchasing your heating oil? Would new doors, windows, or siding boost your home’s energy efficiency? Have you been thinking about supplementing your home heating this winter with a new wood or pellet stove? OTIS can help!

We now offer energy loans to our members at competitive rates year-round, which can be used to purchase fuel, oil furnaces, windows, siding with weather wrap, wood or pellet stoves, wood or pellet furnaces, new interior and/or exterior doors, heat pumps, solar panels, and geothermal heating systems.

An energy loan can…
  • Make home energy expenses and improvements more affordable.
  • Help you to save money by boosting your home’s energy efficiency and subsequently reducing your utility bills.
  • Enhance the comfort of your home.
  • Increase the value of your home via energy-related upgrades.


Loan terms and interest rates vary depending on credit score.

Ready to get started? Conveniently apply online, or give one of our experienced Loan Officers a call today at (207) 897-0900.

Kariss Loan OfficerExtension 128
Lindsay Loan OfficerExtension 103
Jasmine Loan OfficerExtension 105
Jamie Loan ManagerExtension 124

Please note: If you apply during non-business hours, we will contact you the next business day.

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Apply 24 /7, 365 days a year!

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Dependably low rates, all year long.