Investments & Retirement

Take steps to secure your future with our Investment Accounts.

At OTIS, we believe that your money should work as hard as you do.

That’s why we’re proud to offer an array of higher-yield savings products to help you achieve your goals and secure your financial future, faster.

Individual Retirement Accounts

We offer both Traditional and Roth IRAs: Read more here to decide whether a Traditional or a Roth IRA may be the right choice for you.

Learn more

Share & IRA Certificates

OTIS Share and IRA Certificates allow you to earn higher dividends on your funds than you would in a typical Savings Account. Open a Certificate with as little as $500 and have it mature on a date of your choice.

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College Funds

Our Coverdell Educational Savings Accounts help you set your child up for success. Qualified withdrawals are typically tax-free.

Learn more

Let’s Talk Savings Strategies

Our team is here for you. Feel free to give us a call at (207) 897-0900 Monday through Friday, from 9 AM to 5 PM or send us a message on our Contact page.

How can OTIS work for you?

If you live, work, worship, or attend school in Franklin County, Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna, or Wayne, you’re eligible to be part of OTIS FCU – and we’d love to have you join our community.