AD&D Insurance

Help protect yourself financially from the unexpected

As a credit union member, you have access to a valuable combination of benefits that could help you prepare financially for some of today’s most serious health risks.

Coverage for accidents

TruStage™ Accidental Death & Dismemberment (AD&D) Insurance provides $4000 of no-cost coverage that’s fully paid for by OTIS Federal Credit Union. All you have to do is claim it.

In the event of a covered accident, TruStage pays a cash benefit to your family at a critical time. It’s money your loved ones could use for monthly bills, debts or anything else. If you choose, additional AD&D Insurance is available for you or maybe your entire family at a cost-effective, monthly rate. Your acceptance is guaranteed—with no health questions or medical exam.

Add coverage for Cancer, Heart Attack & Stroke

You can now also add Cancer, Heart Attack & Stroke Coverage. This is a living benefit that pays you $5,000 upon a covered diagnosis. The money you receive could help pay for out-of-pocket medical bills and daily expenses, helping to relieve financial stress while you focus on getting well.

It’s simple to claim your no-cost AD&D Insurance. Go to or call toll-free 1-800-798-8798.

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA). © TruStage