| Effective Date September 1, 2021 | |
| Fees: All Accounts | |
| Telephone Transfer | FREE |
| Balance Inquiry | FREE |
| ATM Surcharge | FREE |
| Statement Copy | $1.00/page |
| Interim History | $1.00/page |
| Returned Mail | $2.00/item |
| Dormant Fee | $5.00/month after account is inactive for (2) years |
| Deposited Item Return | $10.00/item |
| Stop Payment | $20.00/item |
| Foreign Item Processing | $20.00/item |
| Returned Item Fee (Unpaid – NSF) | $25.00/item |
| Share Account Fees | |
| Non-OTIS ATM Withdrawal | $0.75/withdrawal |
| Account Closure | $25.00 if account is closed within (3) months of opening |
| Share Draft Fees | |
| Overdraft Transfer | FREE |
| OTIS Overdraft Privilege (Paid) | $25.00/item |
| Over-the-Counter Checks | $1.00/(4) |
| Check Copy | $2.00/item |
| Checking Printing | Prices vary by style |
| Wire Fees | |
| Wire Transfer (Incoming) | FREE |
| Wire Transfer (Outgoing – US) | $15.00 |
| Wire Transfer (Outgoing – Foreign) | $40.00 |
| Wire Transfer (TriCorp FCU-affiliated) | $5.00 |
| Loan Fees | |
| Loan Payoff Request | FREE |
| Mortgage Payoff Request | FREE |
| Loan Payment Reversals | $10.00 after (4) reversals in (1) year |
| Skip-A-Payment | $25.00/eligible loan |
| ATM/Visa Debit Fees | |
| Non-OTIS ATM Withdrawal | $0.75/withdrawal |
| Instant Issue Replacement Card Fee | $10.00 |
| Mail Replacement Card Fee | $10.00 |
| Returned Item Fee (Unpaid – NSF) | $25.00/item if opted into Reg-E |
| OTIS Overdraft Privilege (Paid) | $25.00/item if opted into Reg-E |
| Replacement Card Rush Fee | $50.00/card only; $70.00/card + PIN |
| Services | |
| CU e-Statements | FREE |
| Paper Statements | FREE |
| Online Bill Payer | FREE |
| OTIS Online & OTIS Mobile | FREE |
| Notary (Members Only) | FREE |
| Photocopy | $0.50/page |
| Money Order | $1.00/money order |
| Fax | $1.00/page |
| In-House Bill Payer Check | $2.00/item |
| Gift Cards | $2.50/card |
| Corporate Checks | First (3) FREE; $1.00/item after (3) |
| Corporate Check/Money Order Copy | $4.00/item |
| Account Research/Reconciliation | $25.00/hour; (1) hour minimum |
| Legal Process | $25.00/hour + Account Research hourly fee |
| Safe Deposit Box Key Replacement | $25.00/key |
| Safe Deposit Box Drilling | $350.00 |
