Recreational Vehicle Loans

We know you work hard–you deserve to play hard, too.

Special Offer!

Maine's snowmobile and ATV trail systems are a labor of love, maintained by passionate volunteers and supported via the financial cooperation of local clubs' members. Just like your favorite local credit union. That's why, when you choose to finance the purchase of a snowmobile or ATV with OTIS FCU, the cost of your membership to your local snowmobile or ATV club is on us--for the life of your loan.

Recreational Vehicle Loans

You may finance 100% of the purchase price or NADA retail value of a new or used recreational vehicle, such as a:

  • Motorboat/Boat
  • Motor Home
  • Truck Camper
  • Travel Trailer
  • Folding Camp Trailer
  • All-Terrain Vehicle (ATV)
  • Utility Terrain Vehicle (UTV)
  • Motorcycle
  • Snowmobile

Loan terms and interest rates vary depending on credit score.

Apply online 24/7, 365 days a year!  One of our loan officers will review your request and promptly contact you. You may also stop by our office or call one of our loan officers Monday through Friday at 897-0900 for more information.

 Kariss RichardsLoan OfficerExtension 128
Caitlin LakeLoan OfficerExtension 108
Jamie TurcotteLoan ManagerExtension 124

Please note:  If you apply during non-business hours, we will contact you the next business day.

Already have a recreational vehicle loan?

Refinancing loans from dealerships or other financial institutions is hassle-free and available at no extra cost at OTIS. Start saving today!

Go shopping with a pre-approved check!

Making a dream come true is as easy as writing a check! Shop just like a cash buyer with the convenience of an OTIS Pre-Approved Loan Draft. Either apply in person, or fill out our online loan application noting that you are seeking pre-approval. One of our loan officers will promptly get back to you with a decision--it's as easy as that!

Recreation Vehicle Loan Rates

Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor Homes

Rates effective 11/9/2018

Loan TermAnnual Percentage RateLoan Calculator
3 years as low as2.60% APRCalculate Your Payment
4 years as low as3.00% APRCalculate Your Payment
5 years as low as3.30% APRCalculate Your Payment
6 years as low as3.60% APRCalculate Your Payment
7-10 years as low as5.75% APRCalculate Your Payment
11-15 years as low as6.30% APRCalculate Your Payment

Apply for a Loan

Apply 24 /7, 365 days a year!