Recreational Vehicle Loans

We know you work hard–you deserve to play hard, too.

Special Offer!

ATV special (1)

Recreational Vehicle Loans


You may finance 100% of the purchase price or NADA retail value of a new or used recreational vehicle, such as a:

  • Motorboat/Boat
  • Motor Home
  • Truck Camper
  • Travel Trailer
  • Folding Camp Trailer
  • All-Terrain Vehicle (ATV)
  • Utility Terrain Vehicle (UTV)
  • Motorcycle
  • Snowmobile

Loan terms and interest rates vary depending on credit score.


Apply online 24/7, 365 days a year!  One of our loan officers will review your request and promptly contact you. You may also stop by our office or call one of our loan officers Monday through Friday at 897-0900 for more information.

 Kariss Loan OfficerExtension 128
Lindsay Loan OfficerExtension 103
Caitlin Loan OfficerExtension 108
Jamie Loan ManagerExtension 124

Please note:  If you apply during non-business hours, we will contact you the next business day.


Already have a recreational vehicle loan?

Refinancing loans from dealerships or other financial institutions is hassle-free and available at no extra cost at OTIS. Start saving today!

Recreation Vehicle Loan Rates

Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor Homes

Rates effective 11/9/2018

Loan TermAnnual Percentage RateLoan Calculator
3 years as low as2.60% APRCalculate Your Payment
4 years as low as3.00% APRCalculate Your Payment
5 years as low as3.30% APRCalculate Your Payment
6 years as low as3.60% APRCalculate Your Payment
7-10 years as low as5.75% APRCalculate Your Payment
11-15 years as low as6.30% APRCalculate Your Payment

Apply for a Loan

Apply 24 /7, 365 days a year!