Recreational Vehicle


Summer of $avings:
1% OFF Auto & Rec Vehicle Rates!
Now thru 8/3, finance your auto or rec vehicle loan with OTIS and enjoy 1% off our excellent rates!
Promotion runs from 7/13-8/3/2026. Offer subject to change at any time. Loan rate is determined by your personal creditworthiness. Min. loan amount = $5,000. Existing OTIS FCU loans do not qualify for this offer. Member eligibility required.
We know how hard you work every day. You deserve to play hard, too. Our low loan rates and flexible terms to fit your budget make the Recreational Vehicle of your dreams affordable and attainable. Finance up to 100% of the purchase price or NADA retail value of a new or used recreational vehicle, such as a:
- Motorboat/Boat
- Motor Home
- Truck Camper
- Travel Trailer
- Folding Camp Trailer
- All-Terrain Vehicle (ATV)
- Utility Terrain Vehicle (UTV)
- Motorcycle
- Snowmobile
Already have a Recreational Vehicle Loan? Refinancing loans from dealerships or other financial institutions is hassle-free and available at no extra cost at OTIS. See how much you could start saving today.
Recreational Vehicle Loan Promotional Rates
Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor HomesRates effective 7/13/2026-8/3/2026
| Loan Term | Annual Percentage Rate |
|---|---|
| 3 years as low as | 3.65% APR |
| 4 years as low as | 4.05% APR |
| 5 years as low as | 4.35% APR |
| 6 years as low as | 4.70% APR |
| 7 years as low as | 5.25% APR |
| 8-10 years as low as | 6.55% APR |
| 11-15 years as low as | 7.10% APR |
