Recreational Vehicle

Summer of $avings:
1% OFF Auto & Rec Vehicle Rates!

Now thru 8/3, finance your auto or rec vehicle loan with OTIS and enjoy 1% off our excellent rates!

Promotion runs from 7/13-8/3/2026. Offer subject to change at any time. Loan rate is determined by your personal creditworthiness. Min. loan amount = $5,000. Existing OTIS FCU loans do not qualify for this offer. Member eligibility required.

We know how hard you work every day. You deserve to play hard, too. Our low loan rates and flexible terms to fit your budget make the Recreational Vehicle of your dreams affordable and attainable. Finance up to 100% of the purchase price or NADA retail value of a new or used recreational vehicle, such as a:

  • Motorboat/Boat
  • Motor Home
  • Truck Camper
  • Travel Trailer
  • Folding Camp Trailer
  • All-Terrain Vehicle (ATV)
  • Utility Terrain Vehicle (UTV)
  • Motorcycle
  • Snowmobile

Already have a Recreational Vehicle Loan? Refinancing loans from dealerships or other financial institutions is hassle-free and available at no extra cost at OTIS. See how much you could start saving today.

Recreational Vehicle Loan Promotional Rates

Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor Homes
Rates effective 7/13/2026-8/3/2026
Loan TermAnnual Percentage Rate
3 years as low as3.65% APR
4 years as low as4.05% APR
5 years as low as4.35% APR
6 years as low as4.70% APR
7 years as low as5.25% APR
8-10 years as low as6.55% APR
11-15 years as low as7.10% APR

Join Us & Experience the OTIS Advantage

If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you are eligible to become a member of OTIS FCU. Immediate family members, regardless of geographic location, are also eligible. We look forward to meeting you!