Recreational Vehicle Loans

Make more memories with a Recreational Vehicle Loan from OTIS.

Recreational Vehicle Loans

SPECIAL OFFER: When you choose to finance the purchase of your ATV or snowmobile with OTIS FCU, the cost of your membership to your local ATV or snowmobile club is on us--for the life of your loan! 

We know how hard you work every day. You deserve to play hard, too. Our low loan rates and flexible terms to fit your budget make the Recreational Vehicle of your dreams affordable and attainable. Finance up to 100% of the purchase price or NADA retail value of a new or used recreational vehicle, such as a:

  • Motorboat/Boat
  • Motor Home
  • Truck Camper
  • Travel Trailer
  • Folding Camp Trailer
  • All-Terrain Vehicle (ATV)
  • Utility Terrain Vehicle (UTV)
  • Motorcycle
  • Snowmobile


Already have a recreational vehicle loan?

Refinancing loans from dealerships or other financial institutions is hassle-free and available at no extra cost at OTIS. Start saving today!

Loan terms and interest rates vary depending on credit score.

Ready to get started? Apply online 24/7, 365 days a year, or give one of our friendly Loan Officers a call at (207) 897-0900.

 Kariss Loan OfficerExtension 128
Lindsay Loan OfficerExtension 103
Jasmine Loan OfficerExtension 105
Jamie Loan ManagerExtension 124

Please note:  If you apply during non-business hours, we will contact you the next business day.

Recreation Vehicle Loan Rates

Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor Homes

Rates effective 9/25/2020

Loan TermAnnual Percentage RateLoan Calculator
3 years as low as2.00% APRCalculate Your Payment
4 years as low as2.40% APRCalculate Your Payment
5 years as low as2.70% APRCalculate Your Payment
6 years as low as3.00% APRCalculate Your Payment
7-10 years as low as5.15% APRCalculate Your Payment
11-15 years as low as5.70% APRCalculate Your Payment