Energy Loans
Want to lock in a great rate by pre-purchasing your heating oil? Would new doors, windows, or siding boost your home’s energy efficiency? Have you been thinking about supplementing your home heating this winter with a new wood or pellet stove? OTIS can help!
We now offer Energy Loans to our members at competitive rates year-round, which can be used to purchase fuel, oil furnaces, windows, siding with weather wrap, wood or pellet stoves, wood or pellet furnaces, new interior and/or exterior doors, heat pumps, solar panels, and geothermal heating systems.
Loan terms and interest rates vary depending on credit score.
Limited Time Only: Energy Loans as Low as 5.00% APR*!
Energy costs are high. Enjoy peace of mind when you finance your energy-related purchase with OTIS! Rates as low as 5.00% APR* through November 10th.
*APR = Annual Percentage Rate. Promotional rate runs from October 15-November 10, 2025. Offer is subject to change without notice. Term may vary. Credit approval required. Member eligibility required. Federally Insured by NCUA. Equal Housing Lender.
Benefits of an Energy Loan
- Make home energy expenses and improvements more affordable.
- Help you to save money by boosting your home’s energy efficiency and subsequently reducing your utility bills.
- Enhance the comfort of your home.
- Increase the value of your home via energy-related upgrades.
