Pre-Approval
When you start your buying journey with Auto Loan Pre-Approval from OTIS, the hardest part of car shopping becomes finding your favorite – not the financing. With the purchasing power that comes with Pre-Approval, you can shop and negotiate with the confidence of a cash buyer. Your financial success is important to us, and our priority is to keep as much of your hard-earned money in your pocket as possible.
Getting pre-approved is easy – our decisions are almost always made the same business day, and you can even conveniently apply online from anywhere, and at any time. We’re here to offer you the low rates, flexible terms, payment protection options, and service that you deserve.
Auto Loan Promotional Rates
Cars, Trucks, & SUVsRates effective 2/11/2025-2/28/2025
| Loan Term | Annual Percentage Rate | Loan Calculator |
|---|---|---|
| 1 year as low as | 4.20% APR | Calculate Your Payment |
| 2 years as low as | 4.25% APR | Calculate Your Payment |
| 3 years as low as | 4.30% APR | Calculate Your Payment |
| 4 years as low as | 4.70% APR | Calculate Your Payment |
| 5 years as low as | 5.00% APR | Calculate Your Payment |
| 6 years as low as | 5.35% APR | Calculate Your Payment |
| 7 years as low as | 5.90% APR | Calculate Your Payment |
