Our Share Draft accounts are one of our most popular services, and for good reason! Share Draft accounts at OTIS are not only always FREE, but come with many other convenient and compelling benefits. Find out what our Share Draft checking can do for you, and discover the credit union difference!
If you’re like most people, you’ve had your checking account with the same institution for some time. But could your checking account be doing more for you? Here’s what makes our Share Draft Accounts so special:
- No monthly service charges
- No per item fee for drafts written
- No minimum balance
- FREE unlimited ATM access
- FREE personalized share drafts (to reorder checks, stop by OTIS FCU or Call 207.897.0900)
- FREE 24-Hour access to your account OTIS TALK, OTIS ONLINE and Mobile Banking
- FREE shared branch banking at 155 locations in Maine and over 5,000 CU Service Center locations across the country (and even some overseas!)
- FREE withdrawals at over 200 ATMs throughout Maine—find one near you at http://www.mainecreditunions.org/surf-atm-locator/
- Overdraft protection from your share account (savings)
- Overdraft protection from Draft-a-Matic loan (subject to credit approval)
Consider a line of credit on your share draft (checking) account with our overdraft protection program. Interest rate is variable.
Visa ® Debit Card
Our Visa ® debit card (check card) can be used to withdraw from your share draft account wherever Visa ® debit cards are accepted. Learn more and apply today!