IRAs

Take steps to secure your future today.

Individual Retirement Accounts


Are you interested in opening an IRA? Do you need to have some questions answered before doing so? Our Member Service Representatives can help you decide whether a Traditional or a Roth IRA may be the right choice for you.


Read more about the differences between Traditional and Roth IRAs here.

Consult with your tax advisor for any tax related questions.


Share & IRA Fixed Rate Certificates

Available TermsDividend RateAnnual Percentage YieldMinimum Required Balance
6 to 11 Months0.35%0.35%$500.00
12 to 23 Months0.40%0.40%$500.00
24 to 35 Months0.50%0.50%$500.00
36 to 47 Months0.60%0.60%$500.00
48 to 59 Months0.70%0.70%$500.00
60 Months0.95%0.95%$500.00
Rates effective 11/1/2020. All Certificate renewals are automatic. Withdrawals of dividends are allowed. Additional deposits are not allowed. Your certificate account will mature within the term set forth at the left or the maturity date set forth on your Certificate or maturity notice. The credit union will give the owner(s) at least 10 days notice prior to maturity.
There may be a substantial penalty for the early withdrawal of the principal of a Share or IRA Certificate.
Truth in Savings Disclosure
Early Withdrawal Penalties Certificates