Used Auto Loans

OTIS Used Auto Loans: Your key to major savings!

Used Auto Loans


Used Auto Loans at OTIS put you in the driver's seat of your financial life with:


Loan terms and interest rates vary depending on credit score. Add 3% to interest rate for vehicles with over 100,000 miles.


Ready to apply? One of our loan officers will review your request and promptly contact you. You may also stop in or call one of our loan officers Monday through Friday at 897-0900 for more information.

 Karris RichardsLoan OfficerExtension 128
Jamie TurcotteLoan OfficerExtension 124
Caitlin LakeLoan OfficerExtension 108
Darice DubreuilVP of LendingExtension 118

Please note: If you apply during non-business hours, we will contact you the next business day.


Already have an auto loan?

Refinancing loans from dealerships or other financial institutions is hassle-free and available at no extra cost at OTIS. Start saving today!


Go shopping with a pre-approved check!

Making a dream come true is as easy as writing a check! Shop just like a cash buyer with the convenience of an OTIS Pre-Approved Loan Draft. Either apply in person, or fill out our online loan application noting that you are seeking pre-approval. One of our loan officers will promptly get back to you with a decision--it's as easy as that!

Auto Loan Rates

Cars, Trucks & SUVs

Rates effective 11/9/2018

Loan TermAnnual Percentage RateLoan Calculator
 1 year as low as 2.50% APR Calculate Your Payment
 2 years as low as 2.55% APR Calculate Your Payment
3 years as low as2.60% APRCalculate Your Payment
4 years as low as3.00% APRCalculate Your Payment
5 years as low as3.30% APRCalculate Your Payment
6 years as low as3.60% APRCalculate Your Payment

Apply for a Loan

Apply 24/7, 365 days a year!

Buying a Car?

The AskAuto™ app can help.