VISA ® Credit Cards

Serviced entirely in-house for the ultimate in convenience!

VISA ® Credit Cards


Choose from two cards with competitive rates and no balance transfer fees, annual fees, or cash advance fees. Once approved, we can issue your new Credit Card instantly.*

 

Share-Secured Credit Cards Available!

If you’re trying to overcome a less-than-perfect credit score or working to a build better credit history, we can help. Our share-secured Visa Credit Cards give you the opportunity to establish good credit with the convenience and added benefits of an OTIS Great Rate or Maine Rewards Visa Credit Card. They can be used anywhere that Visa Credit Cards are accepted.

A share-secured credit card is backed by a cash deposit equal to your available credit limit. When you use a share-secured credit card responsibly over time, you can successfully build or improve your credit enough to then qualify for an unsecured card or a loan. Ask a Loan Officer today for more details!


Maine Rewards Visa ® Credit Card

11.49% Annual Percentage Rate on Purchases, Cash Advances and Balance Transfers

Apply Now

  • Earn Points for Every Purchase*
  • Earn Double Points for Purchases in Maine*
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Disability and Credit Life Insurance Available to You for a Low Monthly Premium
  • Serviced Locally
  • Free Online Access with OTIS ONLINE
  • Maine Rewards Points earned can be redeemed easily through OTIS ONLINE or by visiting https://2023.extraawards.com/. Earn gift cards, travel, or even cash deposited to your share account!

OTIS Visa ® Great Rate Credit Card

Low 9.9% Annual Percentage Rate on Purchases, Cash Advances and Balance Transfers

Apply Now

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Disability and Credit Life Insurance Available to You for a Low Monthly Premium
  • Serviced Locally
  • Free Online Access with OTIS ONLINE

*(Instant Issue is not available after 4:30 pm Monday through Friday).