VISA ® Credit Cards

Serviced entirely in-house for the ultimate in convenience!

VISA ® Credit Cards


Choose from two cards with competitive rates and no balance transfer fees, annual fees, or cash advance fees. Once approved, we can issue your new Credit Card instantly.*

 

If you’re trying to overcome a less-than-perfect credit score or working to a build better credit history, we can help. Our share-secured Visa Credit Cards give you the opportunity to establish good credit with the convenience and added benefits of an OTIS Great Rate or Maine Rewards Visa Credit Card. Ask a Loan Officer today for more details!


Maine Rewards Visa ® Credit Card

11.49% Annual Percentage Rate on Purchases, Cash Advances and Balance Transfers

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  • Earn Points for Every Purchase*
  • Earn Double Points for Purchases in Maine*
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Disability and Credit Life Insurance Available to You for a Low Monthly Premium
  • Serviced Locally
  • Free Online Access with OTIS ONLINE
  • Maine Rewards Points earned can be redeemed easily through OTIS ONLINE or by visiting https://2023.extraawards.com/. Earn gift cards, travel, or even cash deposited to your share account!

OTIS Visa ® Great Rate Credit Card

Low 9.9% Annual Percentage Rate on Purchases, Cash Advances and Balance Transfers

Apply Now

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Disability and Credit Life Insurance Available to You for a Low Monthly Premium
  • Serviced Locally
  • Free Online Access with OTIS ONLINE

*(Instant Issue is not available after 4:30 pm Monday through Friday).