OTIS Online

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Loans & Credit Cards

OTIS credit union has money to lend for any good purpose.  It is money that you and your fellow members have saved together. Plus, it is available to members like you at low rates. That is one of the founding principles behind Otis Federal Credit Union.  So, go ahead…dream of that new car, college, a vacation, or maybe just a new TV. Whatever your dreams, we want to help you make it a reality. Our Loan Officers work hard to find reasons to say YES, even if you have less than perfect credit.  Financing is available without the hassle or headaches.

All loans are simple interest with no pre-payment penalty, the least expensive way to borrow!

Go Shopping with a Pre-Approved Check

It’s as easy as writing the dealer a check! Shop like a cash buyer. We put you in the driver’s seat with great rates.

Refinance Your Loans

We gladly refinance loans from other lenders.  Pay off your existing loan and save! Lower your monthly payment and save hundreds of dollars over the life of your loan by refinancing with a great rate. You can start saving with your next payment.