Otis Credit Union (207) 897-0900
Otis Online
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Share (savings) Account Rates

Effective date:
July 1, 2010
Rates subject to change

Dividend
Rate

Annual
Percentage
Yield

Minimum Opening/
Required Balance
Membership Share
0.40%
0.40%

$25.00

Coindexter Club(under 13)
0.40%
0.40%

$5.00
Share Draft (checking)
0.00%
0.00%

$0.00
Clubs
0.40%
0.40%

$0.00
Holiday Club*
0.40%
0.40%

$0.00

*Withdrawals made more than 7 days after the account is opened and before the maturity date of
October 18, 2008 are subject to a $5.00 penalty.
Money Management**
$2,000.00
Tier 1
0.25%

0.25%
$0.00 to $1,999.99
Tier 2
0.50%
0.50%
$2,000. to $20,000.
Tier 3
0.70%
0.70%
$20,000.01 plus

**Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge.
Excess withdrawal will be charged a $1.00 thereafter.
IRA Share
0.75%
0.75%
$25.00
Roth IRA Share
1.24%
1.25%
$25.00
Coverdell Educational
IRA Share
1.24%
1.25%
$25.00
HEALTH SAVINGS***  
$0.00
Tier 1
0.50%
0.50%
$0.00 to $1,999.99
Tier 2
0.50%
0.50%
$2,000. to $20,000.
Tier 3
0.70%
0.70%
$20,000.01 plus

*** Fees for stop payment, overdrawn/NSF share drafts, fee based ATM withdrawals, replacement cards and the like, may not be deducted or withdrawn from health savings accounts.  These fees shall be deducted from other accounts in which the health savings account owner has an interest.
 

Minimum balance required to obtain the Annual Percentage Yield
for the dividend period.All Rates are subject to change without notice.
Truth in Savings Disclosure

Location:170 Main Street ● Jay, Maine
Mailing: PO Box 27 ● Jay, ME 04239
Routing # 211287609 wiring instructions
NCUA
Equal Housing
ESI