Otis Credit Union (207) 897-0900
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REAL ESTATE LOAN RATES

Effective Date
January 31, 2012

Secured by Real Estate

Sample Payments below are
per $10,000 borrowed

1-5 years as low as

3.25% APR*
$181.00 for 60 months
5-10 years as low as

4.65% APR *

$105.00 for 120 months

11-15 years as low as
5.20% APR*
$81.00 for 180 months
16-20 years as low as
5.50% APR*
$69.00 for 240 months
* (APR)Annual Percentage Rate. All rates shown are lowest rates available with discounts.
Above Real Estate Rates are subject to change without notice. No finance charge fees apply

Home Equity Line of Credit

Effective Date January 1, 2009
Variable Rate as low as

3.25% APR**

Minimum payment: $100. or 1.50% of Balance after latest Advance whichever is greater

** Annual Percentage Rate of Home Equity may vary monthly. The rate is the Wall Street Journal Prime Rate as published on the last business day of the month. The maximum annual percentage rate that may be imposed on a Home equity loan is 18.00% APR. No finance charge fees apply, membership eligibility required, and property insurance required. Minimum Advance of $500

Location:170 Main Street ● Jay, Maine
Mailing: PO Box 27Jay, ME 04239
Routing # 211287609
wiring instructions

NCUA
Equal Housing
ESI